There is a number of types of business loans in Australia which are offered to the public including:
if your business idea is really 'seductive' then you can obtain a high interest bridging loan. Once banks approve your new business loans in Australia, the finance is switched from the high bridging rates to the standard business loan rates in Australia.
Most probably you would need to take a business loan if you are going to purchase a franchise business - coffee shop, car wash etc.
Development business loans in Australia aim to provide necessary funds to support, construct or maintain business. This loans are applicable to a range of projects such as construction, purchase/retail, farming and others.
Equipment business loans in Australia allow applicants to borrow money to acquire assets. In most cases borrower provides security for the equipment business loan by way of mortgage to the bank over the asset financed. Lenders often use term chattel mortgage or bill of sale as a synonym for the equipment business loan. In general, any equipment which generates income can be financed by this type of loan.